00
DAYS 1–7
Set the foundation
Activate monitoring, verify your ID, complete your full 3-bureau audit, and set your dispute strategy.
Personal credit. A fresh foundation.
Reset &
Rebuild™
Repair the Past. Build the Future.
Your credit report tells a story before people ever meet you. If that story includes errors, duplicates, or information that can't be verified, it's time to take a closer look.
Get a clear strategy, three documented dispute rounds, and the habits to keep building after the disputes end.
$197 core program · Required monitoring billed separately
3 CREDIT BUREAUS3 DISPUTE ROUNDS1 PERSONAL REBUILD PLANHONEST EXPECTATIONS
Does this sound familiar?
Ready to turn
the page?
Reset & Rebuild is a done-with-you program for people who want to understand their credit, address reporting problems, and build a stronger foundation.
- Your reports show collections, charge-offs, late payments, duplicates, or accounts you don't recognize.
- You've been denied a card, car, apartment, or financing because of your credit report.
- You tried disputing on your own and received a form letter or no meaningful result.
- You want a clean foundation before building business credit or applying for funding.
The process
Three rounds.
A clear path forward.
About 90 days of documented work, response tracking, and practical guidance. The timing depends on bureau responses and your documents.
01
DAYS 7–10
Start the disputes
First disputes filed with Experian, Equifax, and TransUnion for inaccurate, incomplete, unverifiable, or outdated items.
02
AROUND DAY 45
Review & follow up
Follow-up disputes on verified or partially updated items, direct creditor or furnisher disputes where appropriate, and inquiry review.
03
AROUND DAY 80
Escalate & rebuild
Verification-method requests, stubborn-item follow-up, and your personalized rebuild plan.
Bureaus generally have 30–45 days to investigate. Your Client Dashboard tracks each item, date sent, response due, and result so you can follow the process.
What's included
Support with substance.
✓Full 3-bureau audit with a written, prioritized dispute strategy
✓Three rounds of dispute letters prepared and tracked for you
✓Direct furnisher or creditor disputes in Round 2 where your strategy calls for them
✓Inquiry review and personal-information cleanup
✓A personal Client Dashboard with items, dates, responses, and results
✓A Round 3 rebuild plan with utilization targets and next-step accounts matched to your profile
✓Progress check-ins after each round
Simple pricing
Your reset starts
with a plan.
The core program includes your audit, all three dispute rounds, dashboard, and rebuild plan.
Required monitoring. Read this first.
$1 for the first 7 days, then $29.99/month, billed separately by the monitoring provider. This fee is not included in the $197 program price.
Monitoring must stay active for the entire program. If it lapses or is cancelled, your program pauses until it's reactivated.
No promised deletions. No promised score increases.
A documented process and a practical plan.
Reset & Rebuild™
$197
Set price · All 3 dispute rounds
- Full 3-bureau audit and strategy
- Dispute preparation and tracking
- Client Dashboard and progress check-ins
- Personal rebuild plan
Continue to Dubsado to start your enrollment.
After Round 3: optional $49/month retainer
One follow-up dispute round per month, response reviews, and rebuild coaching. Month to month. Cancel before your next billing date. Required monitoring remains separate.
Your part in the process
Disputes are
half the work.
What you do between rounds matters. Your documents, payment habits, and balances help keep your strategy on track.
- Keep credit monitoring active throughout the program.
- Upload or bring every bureau and creditor letter within 48 hours of receiving it.
- Check with us before making new credit applications. Hard inquiries can affect your profile.
- Keep reported card balances low using your personal utilization target.
- Pay current bills on time, every time.
- Give accurate, complete information on your intake, including accounts and legal cases.
Know the boundaries
What this program doesn't include
- Credit monitoring. It is required and billed separately.
- Paying, settling, or negotiating your debts for you. If a valid debt should be settled, you'll receive a written plan and pay the creditor directly.
- Legal representation, tax advice, or advice on court-supervised debt cases.
- Disputing accurate, verified information.
This program isn't a fit if: you're expecting a guaranteed deletion or score increase, cannot maintain monitoring or supply letters, or are in an active court-supervised debt case. Speak with your attorney first if a legal case is involved.
Let's clear it up
Your questions, answered.
How long until I see results?
Bureaus generally have 30–45 days per round. First responses usually arrive about 5–7 weeks in, and the three-round program runs about 90 days. Responses and results vary.
Can you promise items will come off or my score will go up?
No. What you can count on is the work: an audit, three documented rounds, tracking, and a rebuild plan. Outcomes depend on what bureaus and creditors verify, your habits, and time.
Why do I pay for monitoring separately?
Monitoring is a third-party service that pulls all three reports and scores and tracks changes. It costs $1 for the first 7 days, then $29.99/month, billed separately by the provider. Keep it active while enrolled.
What happens after the three rounds?
Graduate with your rebuild plan or choose the optional $49/month retainer for one follow-up round per month, response reviews, and ongoing rebuild coaching. Without the retainer, no new disputes are prepared after Round 3.
Can I cancel?
Yes. Cancellation is governed by your Program Agreement, including the federal right to cancel within three business days of signing. Review the agreement for the terms that apply to completed services and payments.
Your next chapter starts here
Repair the past.
Build the future.
Start my reset ↗$197 core program · Required monitoring: $1 for 7 days, then $29.99/month